American Reality Today

Terms of Use & Legal Disclaimer

Last updated: September 6, 2026

These Terms of Use and Legal Disclaimer (“Terms”) govern your access to and use of American Reality Today (the “Site”), including browsing, account registration, content submissions (letters, scenes, videos, op-eds, resources, and similar materials), comments, ratings, flags, feedback, and any related services operated by the Site’s owners, operators, editors, administrators, employees, contractors, agents, and affiliates (collectively, the “Site Operator,” “we,” “us,” or “our”).

By accessing or using the Site—or by submitting, commenting on, rating, flagging, or otherwise interacting with content—you agree to these Terms. If you do not agree, do not use the Site.

1. Nature of the platform

American Reality Today is a user-participation publishing and discussion platform. Much of the material on the Site is user-generated content created, uploaded, linked, or posted by contributors, registered visitors, commenters, and other third parties (“Users”), not by the Site Operator.

The Site Operator provides hosting, review tools, and publication infrastructure. Publication, visibility, or continued availability of any item does not mean the Site Operator authored it, verified every factual claim, endorses every opinion, or assumes legal responsibility for its accuracy, legality, or consequences.

2. Acceptance by role

  • Visitors: By viewing pages, searching, rating content, or otherwise using public features, you accept these Terms.
  • Registered users and commenters: By creating an account, verifying email, posting comments, or using interactive features, you accept these Terms and are responsible for activity under your account.
  • Contributors and submitters: By registering as a contributor or submitting content for review or publication, you accept these Terms and the representations in Section 4.

3. No professional advice; opinions are the author’s

Content on the Site may include personal stories, opinions, commentary, images, video, links, and analysis. Unless expressly stated otherwise in writing by the Site Operator, nothing on the Site is legal, medical, financial, mental-health, or other professional advice. You should seek qualified professionals for advice specific to your situation.

Views expressed in user submissions and comments are those of the individual authors. They do not necessarily reflect the views of the Site Operator.

4. User representations and warranties

If you submit content, post a comment, upload media, provide a link, or otherwise contribute material, you represent and warrant that:

  • You are at least 18 years old (or the age of majority where you live) and have legal capacity to agree to these Terms.
  • You own the content or have all rights, licenses, consents, and permissions needed to submit it and to grant the license in Section 8.
  • Your content does not infringe copyright, trademark, trade secret, publicity, privacy, or other rights of any person or entity.
  • Your content is not defamatory, libelous, slanderous, fraudulent, knowingly false, or unlawfully misleading.
  • Your content does not harass, threaten, stalk, dox, or incite violence or illegal activity against any person or group.
  • Your content does not contain malware, phishing attempts, or other harmful technical material.
  • Your content does not violate any applicable local, state, national, or international law.
  • For first-person or “lived experience” submissions, you are offering your own experience in good faith (or clearly disclose when you are not the subject), and you are not knowingly fabricating events presented as fact.
  • If people other than you appear in photos, video, or identifying detail, you have any consent required by law, or another lawful basis, to share that material on a public website.

You—not the Site Operator—are solely responsible for your submissions, comments, and other contributions and for any harm they cause.

5. Prohibited content and conduct

You agree not to post, submit, link to, or use the Site to distribute material that:

  • Is illegal, or that solicits or facilitates illegal activity.
  • Is defamatory, libelous, or intentionally false in a way that harms another person’s reputation.
  • Infringes intellectual property or proprietary rights.
  • Discloses another person’s private or confidential information without lawful authority (including non-consensual intimate imagery).
  • Constitutes hate speech, credible threats, harassment, or targeted intimidation.
  • Exploits or endangers minors.
  • Impersonates another person or misrepresents your affiliation with any person or organization.
  • Attempts to bypass security, scrape restricted data, spam, or disrupt the Site.

The Site Operator may refuse, edit, unpublish, remove, or restrict any content or account at its sole discretion, with or without notice, including for legal risk, community standards, or operational reasons.

6. Defamation, privacy, and third-party disputes

If you believe content on the Site is defamatory, invasive of privacy, or otherwise unlawful, you may report it using the Site’s flagging tools or by contacting us (see Section 16). The Site Operator may investigate and may remove or restrict content, but is not obligated to take any particular action except as required by law.

Disputes arising from statements made by Users are primarily between the complaining party and the User who posted the material. To the fullest extent permitted by law, you agree not to hold the Site Operator liable for User speech, and you agree to pursue claims against the responsible User rather than against the Site Operator when the Site Operator acted as a host or publisher of third-party content.

7. Copyright and intellectual-property complaints (DMCA)

We respect intellectual property rights. If you believe material on the Site infringes your copyright, send a written notice that substantially complies with the Digital Millennium Copyright Act (17 U.S.C. § 512) to:

Copyright contact: contact@americanrealitytoday.com (Subject: “DMCA Notice”)

Your notice should include: (a) identification of the copyrighted work; (b) identification of the allegedly infringing material and its URL or location on the Site; (c) your contact information; (d) a statement of good-faith belief that the use is not authorized; (e) a statement under penalty of perjury that the information is accurate and that you are the owner or authorized to act; and (f) your physical or electronic signature.

Upon receiving a valid notice, we may remove or disable access to the material and, where appropriate, notify the User who posted it. Repeat infringers may lose access. Users who believe material was removed in error may submit a counter-notification as permitted by law.

Trademark and other IP complaints may be sent to the same contact address with comparable detail.

8. License you grant to the Site

By submitting or posting content, you grant the Site Operator a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to host, store, reproduce, adapt for formatting, publish, display, distribute, and otherwise use that content in connection with operating, promoting, and improving the Site and related apps or syndication channels. This license lasts for as long as the content remains on our systems and for archival, legal, and backup purposes thereafter as reasonably needed.

You retain ownership of your content, subject to these Terms and any rights you grant third parties.

9. Comments, ratings, flags, and other interactive features

Comments, ratings, flags, and similar features are provided to support discussion and trust. They may be moderated, delayed, rejected, or removed. Moderation—if any—is a right, not a duty, except where required by law.

Commenters and other interactive Users remain solely responsible for what they post. Do not treat approval or publication of a comment as legal clearance or endorsement.

10. Platform immunity and limitation of monitoring

To the maximum extent permitted by applicable law—including, where applicable, Section 230 of the Communications Decency Act (47 U.S.C. § 230) and similar laws—the Site Operator is not the publisher or speaker of content provided by Users and third parties, and shall not be held liable for such content.

We do not undertake to pre-screen all material. Editorial review of submissions, when used, is for quality, mission fit, and risk management; it does not create an ongoing duty to verify every claim, police all comments, or guarantee that unlawful material will never appear.

11. Indemnification

You agree to defend, indemnify, and hold harmless the Site Operator and its officers, directors, editors, administrators, employees, contractors, agents, licensors, and partners from and against any claims, demands, losses, damages, judgments, penalties, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your content, comments, or conduct; (b) your breach of these Terms or of your representations; (c) your violation of any law or third-party right (including defamation, privacy, publicity, and intellectual-property claims); or (d) any dispute between you and another User or third party related to the Site.

12. Disclaimers of warranties

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, THE SITE OPERATOR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ACCURACY OR RELIABILITY OF CONTENT.

We do not warrant that the Site will be uninterrupted, secure, or error-free, or that content will be free of harmful components or unlawful material introduced by Users.

13. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SITE OPERATOR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS OPPORTUNITY, ARISING FROM YOUR USE OF THE SITE OR FROM USER-GENERATED CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SITE OPERATOR’S TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO THE SITE OPERATOR (IF ANY) IN THE TWELVE MONTHS BEFORE THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS (US $100).

Some jurisdictions do not allow certain limitations; in those places, liability is limited to the maximum extent permitted.

14. Removal, suspension, and cooperation with authorities

We may remove content, suspend or terminate accounts, preserve records, and disclose information when we believe in good faith that doing so is required by law, necessary to protect rights or safety, or appropriate to enforce these Terms. We may cooperate with law enforcement and civil process as required or permitted by law.

15. Changes to these Terms

We may update these Terms from time to time. The “Last updated” date will change when we do. Continued use of the Site after changes become effective constitutes acceptance of the revised Terms. Material changes may also be highlighted on the Site or by notice to registered users when practical.

16. Contact and notices

Legal notices, copyright complaints, and reports of unlawful content:

contact@americanrealitytoday.com

You may also use in-product flagging tools where available.

17. Governing law and venue

These Terms are governed by the laws of the United States and the state in which the Site Operator maintains its principal place of business, without regard to conflict-of-law rules that would require another jurisdiction’s law. Courts in that state shall have exclusive jurisdiction over disputes arising from these Terms or the Site, except where prohibited by law or where a mandatory consumer venue applies.

18. Severability and entire agreement

If any provision of these Terms is found unenforceable, the remaining provisions remain in effect. These Terms constitute the entire agreement between you and the Site Operator regarding the Site and supersede prior conflicting understandings on this subject, except for any separate written agreement you may have with us (for example, an employment or contractor agreement).

Important: These Terms are a protective baseline for a user-submission and commenting platform. They are not a substitute for advice from a licensed attorney. The Site Operator should have counsel review and customize jurisdiction, entity name, DMCA agent designation, and insurance coverage before relying on them in production.